Fix Your Credit

Have you found yourself paying all your bills and finding that you have little money left over? Don’t worry your not alone. We find ourselves buying what we need, paying all our bills, and still struggling to get by. What happens when you get behind on bills because of a family emergency, this is one reason you might have bill collectors calling you. This is what happened to me, and I found my way out with some direction from friends and family. Figure out how much you owe on all your bills.

Payoff Your Bills

1. Put as much as can in to them each paycheck.
2. Get one loan to pay them off.
3. Cut up the credit cards.
4. Make a budget, and stick by it.
5. Cut back on buying things that are wants and not needs.

Get A Credit Report

1. Find out what your score is.
2. Find out who wants to collect from you.
3. Call your creditors and let them know your plan.

Results

1. You have paid your debts, and now you want your credit score to be better
2. Take a secured loan out for one thousand dollars.
3. Pay on the loan for a year.
4. Take out another loan for fifteen hundred dollars, this time not secured.

Normally what happens when you take out the secured loan and pay it off is you gain trust with your bank.


Three Years Later

1. It is time to get another credit report.
2. After paying off the bills, and paying off your loans, it’s time to smile.

Your hard work will pay off with better [tag] credit scores [/tag] . No it’s not going to be easy, but you can do it and when you do, email me with some of your success stories and I will put them on my site. It's your credet....